Affordable Dental Care Starts Here: Insurance and Payment Information

Your family deserves affordable dental care that makes you smile! Horan & Phillips makes paying for care and working with your dental insurance company easy. Learn more, or simply get in touch with our friendly billing team about any payment questions you have. 

We Welcome These Popular Dental Insurance Programs 

Horan & Phillips participates with many of the most popular dental insurance plans, including: 

  • MetLife 
  • Delta Dental 
  • United Concordia 
  • Cigna 
  • Unicare 
  • Dominion 
  • ntiDirectCare 
  • Careington  
  • Aetna
  • Ameritas
  • Assurant
  • Guardian
  • Humana
  • Principal
  • UPMC
  • Capital Blue Cross

Don’t see your insurance plan listed? Call us at (717) 293-2784. 

Pay Over Time with CareCredit 

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For co-pays or services that are not covered under a dental insurance plan, we offer our CareCredit monthly payment plan to help you pay for your dental care over time. CareCredit offers multiple benefits in paying for healthcare versus traditional credit cards. 

If you would like to investigate this payment option, you can find out more at or ask our staff to help you apply when you visit our office

Answers to Your FAQs About Dental Insurance & Payments 

interior of a modern dentists office

Ready to smile?
Contact us to schedule your next dental appointment with the caring team at Horan & Phillips! 
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How much will I have to pay for a regular dentist appointment? 

It depends. Under most dental insurance plans, you’ll only pay the applicable co-pay at the time of service for most routine care appointments. We take care of submitting your bill to your insurance company, so you don’t have to worry about it. 

I need more extensive dental care services—can you provide a quote ahead of time? 

Absolutely. For more complex services like root canals, tooth extraction, and crowns, our experienced billing staff is excellent at evaluating how much of your treatment will be covered under your insurance plan. Our team will review your benefits with you and let you know exactly how much you would need to pay before you agree to any care. No one likes surprises when it comes time to pay for dental care, and we do everything we can to avoid them! 
Additionally, our dentists are happy to discuss alternative treatment options with you if a specific procedure does not fit your budget. Horan & Phillips is dedicated to helping you balance dental health and affordability. 

I don’t have dental insurance. Do I have to pay upfront for my care? 

While we ask that patients pay for care at the time of service, we offer a number of ways to do so. We accept all major credit cards, as well as CareCredit financing plans (see above). We are always happy to provide a complete quote for services ahead of time, as well.  
Should you ever have any concerns about our payment policies, please don’t hesitate to contact us with your questions. Your family’s dental health is important to us, and we’re here to help make it more affordable! 

Our Patients Love Us—See What They Have to Say

“I was treated with courtesy and kindness. My specific dental needs are being met with care and focused treatment. It is good to feel safe and to be treated well when you visit for treatment. I am very thankful to be with such a professional group. Thank you everyone.”

Gail A.

“Absolutely wonderful experience and an even better staff. Warm and friendly, they really listen to their patients’ concerns. I highly recommend this office.”

Brandon E.

“The upfront staff was pleasant and accommodating, the dental hygienist , Heather, was professional, proficient, and very relatable. Dr. Phillips is a kind and gentle type, which is extremely valuable since going to the dentist is not usually a pleasant experience. Never thought I’d rate a dentist with a 5 star, but they have my vote. I went home happy and healthy.”

Melanie M.

“I went to Horan and Phillips on the recommendation of a friend as I was unhappy with my current dentist. I was not disappointed. Very friendly and professional. Probably the least painful extraction I’ve ever had. Dr. Horan was very attentive to my comfort. I will be switching to this practice for all my dental needs and will recommend them to everyone.”

Mark W.

“Broke a tooth and called in for an emergency appointment; happily I got one the same day. Dr. Horan was personable and professional. His assistant was kind, courteous, and efficient. They explained the what and why of the procedure and I was out of there in an hour. Love the greenery in the rooms!!”

Catherine W.

“Outstanding! You will find respect, courtesy, honesty, skill, and a clean environment. You will not find humiliation, pressure, or a lack of compassion. I am happy to have found them. They are the best around.”

Stu B.

“My 3yo son and I have gone to Horan & Phillips twice now and it has been a great experience each time. My son enjoys going to the dentist! Highly recommend.”

Katie M.

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